Western Union Transfer 2021 Guide | How to Send and Receive Money


Western Union Transfer – Complete guide on how to send and receive money though Western Union in 2021.

Western Union Transfer Guide | How to Send and Receive Money

Do you know that you can send and receive funds from friends and international business associates through western union? Yes, with this method of transfer, you can either send money or receive money from people outside your residential country.

Transactions with the western union can be done 24/7 without a chequebook or debit card. You can as well use this to pay bills, rent, make purchases.

Recall that in our previous article, the “Western Union App” was listed as one of the best money sending apps. So, in that case, I will like to show you how to perform transactions (Send and Receive money) using the western union method of payment.

Let’s get started…

How to Send Money With Western Union

There are different ways you can use in sending money to people using WU, and these methods are;

  1. Via the Western Union Website
  2. From a Western Union Branch
  3. Using Western Union Mobile App
  4. Over the Phone

1. Via the Western Union Website

If you want to use the WU website to send money, all you need to do is to;

  • Visit WU official website – https://www.westernunion.com/
  • On the web homepage, click on the Send Money link
  • Select “Send Online”
  • Fill Out the Form
  • Choose How to Pay.

How to Pay: You can transfer the money using your credit or debit card or with your bank account.

However, the beneficiary will have to either pick up cash at a Western Union branch or have the money deposited into his/her bank account.

2. From a Western Union Branch

Locate a Western Union office in your locality and fill out the required forms. However, if you want to send money from a branch, there are two ways you can use in making payment for the transaction and these are;

  • With a credit or debit card
  • From bank account to bank account

<ALERT>: Using your credit card may result in a cash-advance fee imposed by the card issuer.

3. Using Western Union Mobile App

With the WU app, you can easily send money, track sent money, and pay bills using your phone from the convenience of your home.

You can download the IOS and Android version of the Western Union App to get started

Download on APP Store        Download on Playstore

4. Over the Phone

You can send money to someone through Western union by calling the Western Union toll-free number, which can be found on the website.

While on a call with the WU customer care agent, you’ll have to provide the necessary recipient information to the agent, and then use a credit or debit card to make your payment.

How to Receive Money Through Western Union

If you are have chosen to receive money from anyone or any platform using Western union, you will have either Get you cash from a WU local branch or have your money transferred to your bank account.

Get you money from a WU local branch: Visit your local Western Union office to pick up the money if you want to receive your cash in person.

However, you will need the MTCN number and a photo ID with a name that matches the recipient exactly.

Have the Money Transferred To Your Account: If you are interested in receiving the money to your bank acct, you will have to inform the sender and provide them with your necessary banking information which includes your;

  • IBAN
  • BIC
  • Account number.


Now that you know how to send and receive money through the WESTERN UNION platform, what’s your take on this? Was this article helpful? If yes, then let’s know how this was helpful or the challenges that you are still facing with Western Union by simply leaving a comment below.

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