Awajis - Educational Guides for Nigerians

Loan Apps Without BVN

Loan App Without BVN in Nigeria: What Actually Works

You can borrow from a loan app without typing in your BVN, but only for small, first-time amounts. Apps like PalmCredit, OKash, Carbon, QuickCheck, FairMoney and Aella will start you off using just your National Identification Number (NIN), your phone number, and your bank account. The catch: once you ask for a bigger loan, the […]

Euro to Naira Exchange Rate

Euro to Naira Exchange Rate (CBN & Aboki Rates)

Euro to Naira Exchange Rate: How Much Does the Nigerian Naira Exchange for the Euro? In this concise piece, we’ll discuss the current exchange rate of the Euro to Naira today and the reasons that account for this. Euro to Naira Exchange Rate The exchange rate between the Euro (EUR) and the Nigerian Naira (NGN)

awajis happy new month messages 2025

130+ Powerful Happy New Month Prayers for Family and Friends

Starting a new month with prayer is a way to set tone and intention. This collection has 130+ new month prayers — short and long, scripture-based, by category (spouse, children, parents, friends), warfare, healing, business, and modern. Pick what fits, send via WhatsApp or text, or pray quietly first thing on the 1st. Why pray

Dollar to Naira Today's Rate

Dollar to Naira Today: Official CBN & Black Market Rate

As of 12 June 2026, the official CBN dollar-to-naira rate sits near ₦1,362.05/$ (NFEM publish, 12 June 2026), while the parallel (“black”) market trades around ₦1,396 (buy) and ₦1,409 (sell) per dollar across Lagos, Kano, Abuja, and Port Harcourt. The official–parallel spread has narrowed to roughly ₦35–50 — among the tighter spreads since the 2023

Euro to Naira Today's Rate

Euro to Naira Exchange Rate Today (Official & Black Market)

As of June 2026, the CBN official euro-to-naira rate sits at €1 = ₦1,575.35 (CBN/NFEM benchmark dated 12 June 2026; the CBN does not publish a daily euro fix). The parallel (“black”) market trades the euro at ₦1,601 (buy) and ₦1,640 (sell) as of 12 June 2026 — figures are user-submitted and indicative, with ngnrates

Dollar to Naira Black Market

Dollar to Naira Exchange Rate Today in Black Market

Dollar to Naira Exchange Rate — here is today’s parallel-market and CBN rate, what they mean, and why the gap exists. Parallel figures below are user-submitted, indicative aboki quotes (several aggregator sites were unreachable for live verification today); the CBN line traces to the latest published value. Check before any large transaction because parallel rates

Nigerian Police Salary: CONPOSS Pay by Rank

The Nigerian Police Force pays staff under the Consolidated Police Salary Structure (CONPOSS). A constable earns about ₦48,113 a month at step 1; a sergeant, about ₦55,973; an inspector, ₦87,135; a Commissioner of Police, ₦502,970; and the Inspector-General of Police, ₦1,234,450.  How the Nigerian Police pay structure works CONPOSS stands for Consolidated Police Salary Structure. It