Ecobank Transfer Codes 2022 – Ecobank USSD Code for All Transactions

Ecobank USSD Code for All Transactions in 2021.

This article is a complete guide on how to use the Ecobank USSD code for all your transactions without going to the bank.

With this USSD transfer option, you can transfer money from your bank account to another bank account, be it Ecobank or any other banks without stress and in the time of emergency.

Activate Ecobank USSD Codes

For instance, there was a day I needed cash urgently, and the only option I had in mind was to go to the POS centre and use my ATM for withdrawal. Still, on reaching there, my ATM card was slotted into the POS machine and I after inputting my PIN, the transaction was declined. We continue this for over 5times, and yet it was still the same.

Immediately, I suggested that I should try using the USSD code. So I asked the operator if their company do accept the transfer and she said yes. I dialled the USSD code on my phone and performed the transaction smoothly after which I get my cashback.

Another emergency you can get into may be running out of Call card in the middle of the night when you needed it, and that’s why you must know how to use the ECOBANK USSD code for a mobile transaction.

Apart from the transferring option, you can as well use the Ecobank USSD  banking option to perform other actions like Buying Airtime or Data, Paying Nepa bill, Subscription of your DSTV, startime, GOtv, etc and more exciting services of which you must check out.

At the moment, the Ecobank USSD code is only available in 4 African countries which are; Nigeria, Kenya, Tanzania and Uganda.

Ecobank USSD Codes for All Available Countries

Nigeria – *326#

Kenya – *335#

Tanzania – 15018#

For Uganda – *235#

How to Activate Ecobank USSD Transaction Option

STEP 1: Dial the Ecobank USSD code *326# and send it using the phone number that is connected to your bank

STEP 2: As a first timer, you will see options like;

  1. Open Express Account
  2. Activate USSD
  3. Open Xpress Save
  4. Get Xpress loan

Reply with “2″

Step 3: You will be asked to enter your account number. So, reply to it with your correct Ecobank 10 digit number (Account Number).

Step 4: After 3, Follow the subsequent commands by supplying them with the needed information. Good luck!!!

How to Transfer Cash Using the Ecobank USSD Code 

Step 1: Dial *326# using the phone number you used to register your Ecobank account.

Step 2: There’s an option that says “transfer funds”. Select it.

Step 3: Enter the account number of the recipient and select their bank.

Step 4: Confirm the full name of the recipient and select next.

Step 5: Enter your USSD pin PIN or the last four digits on your ATM card to confirm your transaction.

NOTE: A service charge of N70 naira will be deducted from your bank account along with the amount you’re transferring.

Ecobank Transfer Codes FAQ

How do I activate my Ussd Ecobank account?

To sign up for Ecobank Nigeria’s USSD service, you’ll need the following information: A mobile phone, Ecobank account, Debit card

Here’s how to Sign Up:

  • Dial *326#
  • Enter a new PIN.
  • As prompted, input your Ecobank account details.
  • Fill in your debit card information.
  • Create a four-digit PIN.
  • Verify your four-digit PIN.

How do I get my Ecobank OTP to work?

To validate your identification, input your OTP on the Ecobank-branded webpage.

To make payment for your purchase, input your debit card information online.

Try checking your phone for an OTP.

On the authentication page, enter your OTP and click “submit.”

How do I locate my Ecobank USD account number?

Simply dial *326*0# >> to get started. Put your four-digit authentication PIN in the box below >> Wait for your account number and balance to appear.


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