Hello guys! Today, let’s be deliberating on this question: “Can a child of a veteran get USAA insurance?” That’s a question that most people have been asking us for some time now.

A few years ago, I had the opportunity to answer many distressing questions, and one of the questions was the one I’m writing about now. This simply means that this post will tell you if a child of a veteran can USAA Insurance or Not.

I will be giving an answer to this again because it is obvious that such questions stills arise in the minds of many people including you, which is the reason you are here.

USAA is the acronym for the United Services Automobile Association. It was founded in 1922 in San Antonio by a group of 25 U.S. Army officers.

The twenty-five U.S. army officers began USAA as a mechanism for mutual self-insurance when they were unable to secure auto insurance because of the belief that they (military officers) were a high-risk group.

They offer services like investments, banking, and insurance to people and families who are serving or served, in the United States Armed Forces. 

In 2018, the company ranked number 100 in the Fortune 500 list of the largest United States corporations by total revenue.

Different Levels of USAA Membership

You must know that not all USAA members are eligible to have their spouses or children become USAA members.

The breakdown below is for a better understanding of the levels of USAA membership. Let us see.

1. Level 1 USAA Member: This is a USAA member with basic checking/savings.
2. Level 2 USAA Member: This is a USAA member still ith checking/saving but, with the distinction of holding a USAA auto or property insurance.

Therefore, it implies that the children and spouses of Level 1 USAA members are not eligible to become USAA members.

Whereas children and spouses of Level 2 USAA members are eligible to become USAA members.

Once you are a Level 2 USAA member, military status and history no longer matter. Therefore, in level 2 USAA membership

1. Spouses and children are eligible for USAA membership.
2. Spouses and children can become Level 2 USAA members and so on.

RELATED: How to Become a USAA Member

Can A Child Of A Veteran Get USAA Insurance

USAA has also evolved to offer banking and insurance services to past and present members of the Armed Forces, officers and enlisted, and their families.

To the big question of “Can a child of a veteran get USAA insurance?” The answer is YES. Provided that the veteran has had USAA auto or property/casualty insurance.

But on the contrary, if your father is deceased and did not use USAA for his auto or property/casualty insurance purposes then you are not eligible for membership.

If you are interested in joining the USAA, you should check out our guide on how to become a USAA member.

Below are further eligibility breakdowns from the USAA website;

Benefits of USAA Membership

Can A Child Of A Veteran Get USAA Insurance FAQ

How long has USAA insurance been around?

The company was set up over a hundred years ago in 1922 by a team of military personnel to insure themselves when they found it difficult to get motor insurance. This was because they were then known to be a high-risk group. USAA now has over 20,000 employees at 19 branches.

Can I join USAA if my son is a member?

Yes, military members, ex-soldiers, their wives, and children all qualify for USAA insurance. When registering for USAA, you will show evidence of military status, particularly for grandchildren and other family members.

Which country uses USAA?

The United States. USAA caters to the insurance  needs of past and present members of the United States military service and their family.