Current Full List of Nigerian Banks [Latest Update]

Current Full List of Nigerian Banks – Nigerian banks and links to their websites are often searched for online. Therefore, in this post, we’ve compiled a list of all the banks in Nigeria and their respective websites.

If you’re a hardworking Nigerian trying to generate money online or offline, you will definitely need a bank account. A bank helps you keep your funds, transfer your funds, and more. So, it is crucial to know your bank’s contact details and website.

Latest List of Nigerian Banks

Here is the latest list of all banks in Nigeria and their respective websites:

List of Nigerian Commercial Banks with International Authorization

Access Bank Plc

Access Bank is one of Africa’s leading financial institutions. It has over 300 branches in Africa, as well as financial hubs in the United Kingdom and Asia. The bank is well-known for its environmentally friendly business practices, as well as its profitable investment banking.

Click here to visit Access Bank’s official website.

Fidelity Bank Plc

Fidelity Bank offers a variety of banking services. Retail, corporate, and investment banking are all part of its banking operations. The bank is well-known for its transparency and work ethic.

Click here to visit Fidelity Bank’s official website.

First City Monument Bank Limited

First City Monument Bank Ltd is a full-service banking group headquartered in Lagos with the vision of becoming “Africa’s premier financial services group.” At one point, the bank purchased Fin Bank.

Click here to visit First City Monument Bank’s official website.

First Bank of Nigeria Limited

First Bank is arguably Nigeria’s largest financial institution. It also has the distinction of being Nigeria’s most valuable bank.

The bank has over 8 million customers and approximately 700 bank branches. Customers can expect a wide range of high-quality services from the bank.

Click here to visit First Bank’s official website.

Guaranty Trust Holding Company Plc

Guaranty Trust Bank (commonly known as GTB) is a leading Nigerian bank known for its excellent customer service and financial performance. The bank has made international headlines after winning the Best Bank in Nigeria award at the 2019 Global Finance Magazine Awards.

Click here to visit Guaranty Trust Bank’s official website.

Union Bank of Nigeria Plc

Union Bank was founded in 1917 as a premium Nigerian financial institution with a strong brand and customer network. With over 400 branches and a little more than a thousand ATMs, the bank is a reliable and dedicated platform. They once took home the Most Innovative Financial Brand of the Year award.

Click here to visit Union Bank’s official website.

United Bank for Africa Plc

The United Bank for Africa (UBA) is a well-known global financial institution. The bank has a long history dating back to 1949, a large customer base, and a solid financial portfolio.

It was the first bank to surpass the 1 trillion Naira balance sheet size in 2006. Currently, the bank has a presence in twenty African countries.

Click here to visit UBA’s official website.

Zenith Bank Plc

Zenith Bank began operations in 1990, and in 2013, the bank sold shares worth more than $700 million on the London Stock Exchange. The bank has made a name for itself through its bold banking practices and excellent adaptability to the needs of its customers.

Click here to visit Zenith Bank’s official website.

List of Nigerian Commercial Banks with National Authorization

Citibank Nigeria Limited

Citibank Nigeria was founded in 1984, and what distinguishes the bank is its excellent service delivery. The bank is well-known for serving as the Joint Lead Manager/Lead Arranger for a US$3 billion Eurobond issued by the Federal Republic of Nigeria.

Click here to visit Citibank’s official website.

Ecobank Nigeria

Ecobank began operations in 1986 and provides various banking services, including retail, wholesale, and investment banking.

Their customers benefit from high-quality savings accounts, various types of loans, and credit and debit cards. When the bank purchased Oceanic Bank in 2011, it expanded its national presence. Ecobank has nearly 1,400 branches across Africa with a total asset value of nearly 2 trillion Naira.

Click here to visit Ecobank’s official website.

Keystone Bank Limited

In 2011, Keystone Bank was established as the successor to Bank PHB. The bank has over 150 branches nationwide and excellent corporate governance and investment management.

Click here to visit Keystone Bank’s official website.

Optimus Bank Limited

Optimus Bank is a digital-driven financial services platform for your specific personal, corporate, and business financial needs.

Click here to visit Optimus Bank’s official website.

Polaris Bank Limited

Polaris Bank acquired Skye Bank’s (defunct) assets in 2018 with the goal of providing better service in ICT experience and financial services delivery. The bank’s goal is to provide innovative and long-term banking products.

Click here to visit Polaris Bank’s official website.

Stanbic IBTC Bank Plc

Stanbic IBTC is a significant player in Nigeria’s banking industry. The bank has over 200 branches in Nigerian cities. It provides a wide range of retail and wholesale banking services and has assets worth 1.42 trillion Naira.

Click here to visit Stanbic IBTC Bank’s official website.

Standard Chartered Bank

Standard Chartered Bank offers a wide range of products and services in retail; wealth management, commercial; corporate and institutional; private, digital and transaction banking business.

The bank employs over 900 staff and sees Nigeria as a growth center. There are about 22 branches, with ATMs in each branch, located in Lagos, Port Harcourt and Abuja. The new ultra-modern Nigeria Head Office was opened in 2014.

Click here to visit Standard Chartered Bank’s official website.

Sterling Bank Plc

Sterling Bank Plc is dubbed “Nigeria’s One Customer Bank,” and it has revolutionized customer service delivery in the country. As a Nigerian financial institution, the bank has been in operation for up to fifty years. New African Magazine named it The Banker Africa’s Most Innovative Bank in West Africa.

Click here to visit Sterling Bank’s official website.

Titan Trust Bank

Titan Trust Bank Limited was established on the 12th of December, 2018 and obtained its National Banking license on the 26th of April, 2019, to operate as a commercial bank with national authorization.

This bank is passionate about the future, committed to tomorrow and laser-focused on building a pan-African world-class financial institution with innovation, agility and strength at its heart.

Click here to visit Titan Trust Bank’s official website.

Unity Bank Plc

Unity Bank Plc is one of Nigeria’s newest banks, having opened for business in 2006. The bank operates nearly 200 branches, including those in Lagos and Abuja, under the slogan “succeeding together.”

Click here to visit Unity Bank’s official website.

Wema Bank Plc

Wema Bank Plc was founded over 70 years ago and continues to provide premier banking services, including an innovative platform that aims to improve customers’ financial goals. It made a profit of over ₦4 billion in 2019.

Click here to visit Wema Bank’s official website.

Globus Bank Limited

Globus Bank is a digitally-focused commercial bank with the aim of delivering an excellent customer experience. Headquartered in Lagos, it is among the 26 commercial banks in Nigeria.

List of Nigerian Commercial Banks with Regional Authorization

List of Nigerian Non-interest Banks

List of Nigerian Microfinance Banks

List of Nigerian Online-Only Microfinance Banks

List of Nigerian Merchant Banks

List of Nigerian Non-interest Window Banks

SunTrust Bank Nigeria Limited NIB
Stanbic Ibtc NIB

Tips for Choosing a Nigerian Bank

Here are some tips to note when selecting a Nigerian bank:

Factors to consider when selecting a bank

Here are the factors worth paying attention to before banking with a financial institution:

Customer service
Good customer service is highly important with regards to banking. You should opt for a bank that is ready to help, friendly, and responsive to your needs. Check for banks with more than one customer service channel, like phone, email, or online chat, so help can be wherever you want at all times.

Convenience
Convenience is another essential factor worth considering. Opt for banks with multiple branches and ATMs in areas near you, along with online and mobile banking options. This will ensure that you can get your money and stay in control of your accounts on the go.

Security
Your cash and private data are vital, so you must select a bank that prioritises security. Your bank needs to use innovative security measures like encryption and multi-factor authentication to safeguard your account and protect your data.

Account options
The era of one-size-fits-all accounts is over. Every individual has completely unique banking needs, so you need to select a bank that provides a diverse range of account options. Seek a bank with checking and savings account options.

Online and mobile banking

Online and mobile banking is now the standard. These tools streamline account management, allowing you to send funds, make bill payments and a lot more, all from the screen of your mobile device or computer. Opt for banks that provide seamless online and mobile banking infrastructure, as well as apps that are intuitive and easy to use.

Also see: Cardless Withdrawal Codes for Nigerian Banks and Procedures

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