FCMB Internet and Mobile Banking (2023 Guide)

Here is our Guide on FCMB Internet and Mobile Banking.

Nigeria’s First City Monument Bank (FCMB) makes banking easy. Looking for how to get started with FCMB Internet and Mobile Banking? This guide will help.

If you have an account with FCMB, you can now leverage their Internet banking platform to carry out all forms of transactions from the comfort of your home without having to spend hours in the queue in the banking hall.

With FCMB Internet Banking, you can pay various bills like NEPA Or electricity, DSTV/GOTV Subscription and also transfer funds within and outside FCMB Accounts.

This post seeks to explain how you can get started and utilize the FCMB Internet Banking Platform.

Also See: Access Bank 901 Easy BankingUBA Bank 919 Magic Banking

FCMB Internet and Mobile Banking

How to Register and Activate Your FCMB Internet Banking Platform

Follow the steps below to get started with FCMB Internet banking:

Step 1. Go to the FCMB website on fcmb.com, click on Internet Banking at the top right corner (or top left if using a phone or tablet), and then click ‘Personal’ from the drop-down list.

Step 2. Click on ‘Register Now.’ It’s found just below the line under the space for the username. Read and accept the terms and conditions

Step 3. Click on the “I Agree” button to agree to the terms and conditions after reading through it.
Enter your account name and 10-digit account number.

Step 4. Enter mobile number and email address as registered with the bank (these must be exactly the same as provided to the bank. Include 234 only if this is contained in the phone number provided to the bank )

Step 5. Select a new login name.

Step 6. Select ATM card Preference (Click Yes, if you have one that is not expired. No if you don’t). If yes, enter card PIN (16 or 19-digit number). If no, continue without a card PIN

Step 7. Click On ‘Submit’ to register the form.

Step 8. At the completion of your registration, a confirmation email will be sent to your registered email address to confirm your registration.

How to Change FCMB Internet Banking Password

  • Click on this link FCMB website, then select Internet Banking at the top right corner (or top left if using a phone or tablet), and then click ‘Personal’ from the drop-down list.
  • Click on the ‘Forget Your Password?’ link (below the space for password)
  • Provide your User ID and one secret answer. Click on Reset Password to receive a default password
  • The default Password is sent to the registered email address
  • Copy the Default Password from your registered email address and Login
  • Change ‘default password’ to your ‘preferred password’

How to Download and Use the FCMB Online Internet Banking Token App

  • Visit the App Store for your respective devices (i.e., Android and iOS). The FCMB mobile app is available on Google Playstore and Apple Store.
  • On the Search bar, type ‘FCMBonline Token App,’ download and install. On successful installation, the phone IMEI or Unique number is displayed on the mobile token App. This also confirms that the app was successfully installed.

  • Go to the FCMB website HERE, click on Internet Banking at the top right corner (or top left if using a phone or tablet), and then click ‘Personal’ from the drop-down list.
  • Log in with your username and password and click on the ‘Mobile Phone Token’ menu.
  • Select ‘Mobile Token Registration.’
  • Input the DISPLAYED IMEI or Unique number from the installed FCMB online Token App into the required Device IMEI/Unique number field on the platform.
  • Kindly Select the Phone type (Android, Blackberry, Windows and iOS) from the drop-down list.
  • Select the account to be debited.
  • Select the authentication code type (SMS/Email or Token Code) and click on ‘Continue.’
  • Input transaction your password and the authentication code sent to your phone, then click ‘Register.’
  • If successful, the platform displays ‘Registration Successful,’ and an activation code is instantly sent to your registered phone number and email while the token fee is debited from the customer’s account.
  • On the FCMBonline Token App, input the 4-digit activation code received as an SMS and Email that was sent to your registered phone number and Email. Select and confirm your preferred app password, and accept the Terms and Conditions. Then select ‘Save Data’.
  • Registration is completed, and the FCMBonline Token App is ready for use.

These are all you need to leverage or utilize FCMB Online and Mobile banking.

Steps to Apply & Install the FCMB Mobile App

  • Visit your local FCMB branch and obtain the application form. Or get the form online.
  • Fill out the application form and submit it to the Customer Service desk at your chosen FCMB Branch.
  • Request and install the FCMB Mobile app file.  You can download it online.

. You may also send “D FCMB” to any of these codes (4045 for MTN, 310030 for Glo)

  • Complete the installation on your phone
  • Check your e-mail for registration details (a virtual card, expiration date, and pin) and register the details of your application on your phone. You will receive a text notification confirming that your profile has successfully synchronized.

Download FCMB Mobile App for Android here.

NOTE: You need to change your initial pin to conduct a successful transaction.

For further FCMB Mobile Activation steps, you can go through this link FCMB Mobile Activation process.


For First City Monument Bank Internet banking, go through this link FCMB Online Banking Registration

Complete the online Banking registration form by entering your Account Number, Card pin, and expiration date. Then click submit.

You can also access FCMB online services through the following links

Web browser: FCMB Internet banking

Mobile: FCMB Online Mobile App

FCMB Transfer Codes

Aside from Internet banking, mobile phone users can also use the USSD code to perform financial transactions in Nigeria.

With the mobile number you used to open your FCMB bank account, you can send money, check your account balance, load a recharge card, and perform other financial transactions.

The advantage of USSD codes over Internet banking is that you don’t have to rely on the Internet to perform any financial transaction.

To begin, you first need to register your mobile phone for USSD transactions.

To do this,  simply dial *329#.

After you have successfully registered, you can use any of the below USSD codes to perform financial transactions.

  • To transfer funds – Dial *329*Amount*Account number#
  • To check your account balance – Dial *329*00#
  • To top-up/recharge your mobile phone – Dial *329*Amount*Mobile number#
  • To reset your PIN – Dial *329*0#

Got any questions, contact:

That is it on FCMB Internet and Mobile Banking. Do well to share this information with others.


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