Here’s a step-by-step guide on how to join USAA. You’ve most likely heard of USAA and are interested in learning more about the organization and how to join.
In this essay, we have thoroughly exposed all you need to know about USAA and how to become a USAA member.
About USAA
The United Services Automobile Association (USAA) is a diversified financial services group of companies based in San Antonio.
It is a family of companies (including the Texas Department of Insurance-regulated reciprocal inter-insurance exchange and subsidiaries) that offers investments, banking, and insurance to people and families who serve or had served in the United States Armed Forces.
Twenty-five army officers decided to insure each other’s automobiles. This led to the establishment of USAA in San Antonio on 20 June 1922. The number of members rose to about 12.4 million at the end of 2017.
Who Is Eligible For USAA Membership?
People who would like to join the USAA had often been discouraged prior to the fact that the USAA poses itself only restricted to members of the U.S. military.
Nonetheless, you should know that USAA has loosened up a little bit on their eligibility requirements as civilians who are in a close relationship with a militant (like family members) can also be a member of the body.
There are two levels of membership in the USAA. The first level has to do with the members having basic checking/saving. Due to this level of membership, the spouse, as well as the children of such members, are not eligible to join the organization.
The second level of membership is still those with basic checking/saving but also holds USAA auto or property insurance as an added advantage. Therefore, both the spouse and children of such members are eligible to join the organization.
Good news! the USAA has also approved some sets of people to be eligible to be a member of the body. The set of people are:
- Active, retired and honourably separated officers and enlisted personnel of the U.S. military.
- Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
- Adult children (18+) of USAA members who have or had a USAA auto or property insurance policy.
- Widows and widowers of USAA members who have or had a USAA auto or property insurance policy.
The benefits of USAA membership
- USAA is known for its advancement and originality, but its reputation has grown from superior quality banking services. USAA serves the interests and needs of its members well. USAA provides free account checking, online transfer and bill payments, great savings account deposits, loans at competitive rates, a variety of insurance plans, high-yielding investment accounts and credit cards with special perks and bonuses.
- USAA currently has one of the best customer services in the banking industry. Their customer service agents are empathic and are patient. The organization frequently finds a way to honestly engage with their customers and improve their services based on feedback.
- USAA provides Quality credit card service. Their credit cards have several appealing options like cards for entrepreneurs. Their credit cards have meagre interest rates, travel perks and offer refunds and cash backs.
How To Become A USAA Member
Having gone through this write-up to this point, you should be able to access it yourself to know if you meet the membership requirements. If your answer is Yes! then you should continue reading this post.
How to become a USAA member simply implies how to stay under the cover of insurance you could easily fall back in the future.
1. First, ensure that you are eligible to join.
2. A poly to the USAA with your verified eligibility.
3. Continue by signing up for an insurance Product/account.
Why wait any longer? go ahead and begin the registration process if you have proven beyond a reasonable doubt to be eligible for the sign-up.
How does USAA verify eligibility?
USAA is dedicated to doing good to the members of the military community. Some services and benefits listed above are only for qualified members of the military services, veterans, and members of their families. Once your eligibility is confirmed, you will begin to enjoy great USAA benefits.
Valid Documents to Submit for USAA eligibility verification
To complete the verification process, you can provide any of the following documents, one document each from the two under the listed categories.
Photograph Identification (please add a colour copy of the front and back)
- Valid Driver’s license
- State-issued identity documents or ID card
- Valid international passport
Military Verification
- DD214 Member 4 Copy (Please include the discharge type)
- Certificate of discharge
- Leave and Earnings Statement (LES)
- Military orders if you’re actively serving
- NGB22 (National Guard Report of Separation and Record of Service)
- Academy appointment letter/ROTC contract
USAA Frequently Asked Questions.
Which members of the family are eligible?
People whose parents or spouses joined USAA before or during their marriage, as well as those whose spouses or ex-spouses haven’t remarried.
Are my wife’s children from her second marriage eligible to join
YES. Stepchildren and biological children are eligible for USAA membership if their parents are members of the organization.
Children of parents who have passed away are they able to apply?
Parents must be a member of USAA in order for their child to be eligible. A parent’s USAA membership can be transferred to their children, allowing them to join the plan as well. There is no way for departed parents to become members of the USAA after they have died.
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Is it possible for my siblings to join?
No, your eligibility for USAA membership cannot be transferred to a sibling.
Are parents eligible for USAA membership?
No, you cannot transfer your eligibility for a USAA membership to your parents.