Cash Advance Apps that Work with Cash App

If you’ve been searching for cash advance apps that work with Cash App, this article will give you the full solution. Does the Cash App work with Brigit, Cleo, Earnin, Klover, Dave, and other widely used applications? In this article, we will be exploring the full list of all paycheck advance apps that accept Cash App.

Cash Advance apps allow you to access cash outside of your payday time cycle. They afford a less expensive option when compared to regular banks’ overdraft services, which are associated with high fees and can drain your bank account quickly. Instead, the majority of advance apps rely on voluntary donations or flat, affordable pricing as a revenue stream.

Examples of widely known cash advance apps are Dave, Brigit, Cleo, Albert, Earnin, MoneyLion, Klover, Chime SpotMe®, etc. But Cash App does not accept all cash advance apps.

The Cash Advance applications basically loan you money after verifying your paycheck. Thus, they require direct deposit visibility and evidence of consistent cash flow in your account.

So let’s respond to the key question:

Does the cash advance app enable you to connect with your Cash App, i.e. if you get a wire transfer to your Cash App account and wish to use it to obtain the cash advance? Would that be possible?

Sadly, the answer is no. Cash advance apps must be aware of your pay period and paycheck amount. If you want to access your direct deposit with Cash App and wish to connect your Cash App account to cash advance apps, it might turn out unsuccessful.

These payday advance apps primarily accept traditional banks because they can authenticate transactions with Plaid and verify your history of a stable paycheck. This is impossible with the Cash App.

With the point being made, there are a few methods you can use to connect and transfer money from Cash Advance Apps to your Cash App account and vice versa.

How to Connect Cash App to Cash Advance Apps

If you want to connect your Cash App with any of these cash advance apps, it would be best to if you start by carrying out your direct deposit with a traditional bank account or supporting digital banks. Then utilize your bank account or bank debit card to create a link between the Cash App and cash advance apps to channel or transfer funds between them, by separately connecting this traditional bank bank account to both the apps.

In this manner, you can use the bank account as a conduit to transfer money back and forth.

You can also use digital banking platform like Chime that integrates with other cash advance apps. Additionally, it also features a fee-free overdraft Chime SpotMe service; the full details are available in this article. By linking the Chime debit card to the Cash App or by using Plaid, you can quickly connect your Chime bank account.

If you need to apply for funds from these payday advance apps on your Cash app, another method to consider is to connect your debit card or active bank account to any of these cash advance apps. For instance, Dave, MoneyLion, in Cash App

In this manner, you can move the funds loaned to your Cash App account or transfer your Cash App balance to these payday advance platforms

Let’s explore how this is done for some popular cash advance platform.

Cash Advance Apps that work with Cash App



SpotMe’s chime


Important: These payday apps let you transfer monies from and to Cash App by simply adding the cash advance app card to the Cash App.

However, you must activate direct deposit with a compatible traditional or online bank—not Cash App—in order to be eligible for the cash advance.

Does Dave work with Cash App?

If you have an account with Dave, you can set up your Dave debit card as a payment option in Cash App. You can move funds from Cash App to your Dave account and also withdraw funds from Dave to undertake transaction Cash App, this way.

It is worth noting that Dave doesn’t accept instant deposits from Cash App to Dave Spending card (which generally works without issues for other debit cards). Dave claims that it takes at least five business days for a regular deposit transfer to be validated.

Dave accepts payday cash advances and has the following terms:

  • 1$ monthly Subscription service fee for members
  • No need for interest or credit check
  • You are eligible for a cash advance of up to $500 (for greater advance amounts, a monthly total deposit of $1,000 or more is required).
  • Connect existing bank accounts -traditional or online bank or utilize Dave’s own checking account which has eligible cash deposits.
  • If you connect to an existing bank account, Dave generally authenticates that your bank statement has at least 60-day history and verifies for any recent negative balances. To assess eligibility and restrictions, Dave analyzes at least three (3) regular deposits, wage history, and spending habits.

How to link a Dave debit card to the Cash app

  • Launch the Cash App, then sign in.
  • Afterward, hit the Bank button in the lower area of the Cash App’s main page.
  • Then select Link bank
  • Enter in the Dave Card details.
  • Finalize the Authentication process by following the steps shown on the screen.
  • Cash App and your Dave account will be connected.

Return now to the Cash App’s home page.

  • Click on the dollar or bank icon.
  • Select Add Cash
  • Input the amount you want to add in.
  • Select the “Add $” icon.
  • Authenticate your identity

The cash will be funneled from Dave to Cash App

Does Cash App work with MoneyLion?

To move funds from Cash App to your Money Lion account, you will need to connect MoneyLion debit card.

You are entitled to a Money Lion debit card if you create an account with RoarMoney.

After then, you can simply connect your Roar Money Card to the Cash App. Cash App enables instant transfer to these kinds of linked payment cards. However, it is worth noting that there can be challenges when transferring funds to fintech debit cards

By providing your Cash App routing and account numbers, you can easily add your Cash App account to Roar Money manually. The typical ACH transfer can take one to three business days.

MoneyLion has a membership business model for its “InstaCash” option, which provides a fee-free advance of up to $250 till payday. Additionally, it offers payday loans.

Eligibility conditions

You can also link an existing bank account to MoneyLion for it to authenticate your direct deposit and balance history. When linking an external bank account to MoneyLion, there are some basic factors you should keep in mind to be eligible via their conditions.

  • Bank account has to be active for upwards of months and steady flow of income/paychecks deposits
  • Bank account has a sufficient balance
  • Close to $250 cash advance with 0% Annual percentage yield
  • No interest or overdraft payments
  • No creditworthiness review

Does Earnin work with Cash App

It’s highly unlikely that Earnin will work with Cash App

According to Earnin, it doesn’t facilitate transfers to prepaid accounts or cards, like Cash App Cards.

Does Chime Spot Me work with Cash App

You can link Chime with Cash App by setting up your Chime Debit Card or Chime Bank account as a payment option in Cash App.

If you are a Chime customer and have a direct deposit of $200 or even more, you can also upgrade to $200 by choosing Chime SpotMe®.

Chime SpotMe gives you access to overdraft facilities on your Chime debit card to make purchases and withdraw money.

You can learn more about the basics of Chime SpotMe and the reasons Chime has emerged as a popular choice for secure digital banking.

Does Albert Work with Cash App

If you own an Albert Savings account with a bank card, you can link it to Cash App so that you can easily withdraw money when you want it from your account. You can use an instant deposit to withdraw money from your Cash App account to this card.

If you want to connect a Cash App Card directly from the Albert App, it will not properly work.

According to the Albert website, you must connect a debit card to a bank account linked to one where you receive your salary in order to access Albert Instant (a cash advance facility).

Prepaid cards and cash cards are not supported by Albert Instant because they lack the necessary features for receiving and repaying payday loans.

Here’s a listing of prepaid debit cards that do not work with Albert Instant:

  • Netspend
  • Walmart Money
  • BankMobile Vibe
  • Go2Bank
  • AccountNow Prepaid Visa
  • American Express Reserve
  • Money Network Pay Card

Although Albert did not mention Cash App Card by name in the listing above, by implication, it should infer it non-support.

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