How to Borrow Airtime From Glo, 9mobile, MTN and Airtel

How to Borrow Airtime From Glo, 9mobile, MTN and Airtel.

Borrow Airtime – Have you been in an emergency situation and you need to make an important call and snap! and all you can hear from the service operators is  “You do not have sufficient credit to make this call“.

It’s raining heavily and you can’t go out to buy a recharge card, your last resort will definitely be to borrow airtime credit.  When you are out of airtime, all you have to do is dial a shortcode on your phone to borrow airtime and you are good to go.

borrow credit / airtime


CHECK OUT:  Check Credit Balance on Glo


Use the link below to jump to your network of choice.

However, you’ll be charged a service fee from upfront, from the network provider. To borrow airtime, you must be eligible to do so. This can be like how long you have been using their service and how much you recharge monthly.

The borrowed airtime credit plus the service charge will later be deducted from your account balance on your next recharge.

Below are steps on how you can borrow airtime credit from Glo, Etisalat, MTN and Airtel:


CHECK OUT: Mtn data plans


How to Borrow Credit On Glo

Recently, to meet the requirement to borrow airtime from Glo, you must have recharged up to N200 naira for voice calls within a month. New subscribers need to be on the network for at least 4 months, and must have paid up their previous loan.

To borrow airtime from Glo: simply dial *321*amount#. example, if you want to borrow N200 worth of airtime, all you have to do is to dial *321*200# and the desired amount will be credited to your account.

However,you will receive an amount with 10% service charge deducted. For instance, if you requested for N200 credit, you’ll be credited with N180 while N20 service charge goes to glo.

Etisalat Airtime Loan Code

Note: Here, you won’t be eligible to  borrow airtime without using up to N450 or more in the last 90 days, and also paying up your old loan( if applicable)

  •  Send STATUS to “665” to know whether your etisalat line is eligible or not.
  • To borrow credit from Etisalat, simple dial *665*Amount#. example, to borrow N200, dial *665*200#

How to Loan Call Credit on MTN

To be eligible to borrow airtime, you must have recharged a minimum of N500 monthly, and must have paid up any of your outstanding loans before applying for a new one.

Simply dial *606#

Series of options for MTN Xtratime shows up

  • 1 is for checking eligibility.
  • 2 to request Xtratime.
  • 3 to check your borrowed credit balance.
  • 4 to see your Xtratime time history.
  • 5 to learn more about Xtratime.
  • 6 to exit.

Simply click on 2, and follow the instructions in the next dialog box to get your airtime.

How to Loan Airtime on Airtel

You must be using airtel for a minimum of 3 months and recharge a minimum of N200 monthly before you’re eligible to borrow airtime credit. Also, you must have cleared all your existing loans for you to apply for a new one

To borrow credit on Airtel, simply dial *500*amount# (*500*100#)

that is,if you want to borrow N200 airtime, simply dial *500*200#. However, a service fee of %10 will be deducted from the borrowed money.

I hope this post has solved your problems?

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