What is the meaning of ‘successful liability shift for enrolled card is required?’ Does ‘successful liability shift for enrolled card is required’ mean your card is rejected by Onlyfans? Find out all the necessary information below.
Most online transactions are now performed swiftly, securely, and efficiently. Thanks to advancements in payment processing technologies. However, errors continue to occur, whether as a result of incorrect user input or a system breakdown.
One of the notifications encountered by online consumers is “Successful liability shift for enrolled card is required.” This article describes what this error message means, why it appears, and how to resolve it.
Meaning of ‘successful liability shift for enrolled card is required’
‘Successful liability shift for enrolled card is required’ means it is necessary to complete a successful liability shift for the enrolled card.
The shifting of financial obligation for fraudulent activities is known as a liability shift. The warning “Successful liability shift for enrolled card is required” appears in two situations:
- When a customer uses a gift card to pay at a merchant that does not accept them.
- When a consumer uses a credit or debit card that does not have 3D security.
According to OnlyFans, if a user has enrolled a specific credit or debit card within their OnlyFans account, they are accountable for all authorized transactions done with that card. And as such, OnlyFans are no longer liable. This is intended to safeguard both the user and OnlyFans from fraudulent behavior. This is by confirming ownership of the card with the authority to make transactions and secure those monies. Without this, the user may be held liable for fraudulent conduct even if they did not authorize it. While OnlyFans may lose trust and reputation as a result of non-payment on fraudulent sales.
The confirmed transaction necessitates a greater level of security in terms of authentication. This might be based on 3D Secure protocols, PINs, or biometrics, depending on the country.
Consumers must enable this protective layer before making a purchase on OnlyFans. This is so that liability is limited to the legitimate owner.
After a user enrolls their cards in the platform, an additional layer of protection will be introduced. This added protection is to grant authorization to authenticate all future payments from the user’s accounts. A user must enable to feature.
Users can also choose to get text messages or email notifications whenever payments are made from their accounts as an added security measure.
Why is OnlyFans consistently declining my card?
When a charge fails, the “Successful liability shift for enrolled card is required” error is just one of numerous that may display. Other error messages include:
- “Card is not accepted”
- “Enter another card”
- “The transaction could not be completed at this time.”
These error messages could be caused by any of the following:
- Incorrect credit card information
- The user’s daily account limit for OnlyFans tips has been reached.
- Inadequate funding
- The customer has exceeded their bank’s or card issuer’s daily limit for online transactions.
- Errors with address verification
- The user has blocked their bank’s IP verification system by using a VPN or proxy.
‘Successful liability shift for enrolled card is required’ as it relates to Gift Cards
Many people attempt to use a Gift card in Onlyfans. Gift cards may be added to your Onlyfans account. But when you want to subscribe to Onlyfans creators, the request to pay with a Gift Card will fail. And then, Onlyfans will display the message “successful liability shift for the enrolled card is required.”
If you use a gift card, such as a Vanilla Gift Card or an Amazon Gift Card, to subscribe to an Onlyfans creator, this message will appear.
You must ensure that you select to pay using a credit or debit card. There would be no problems if you paid with a credit or debit card.
‘Successful liability shift for enrolled card is required’ – Using Credit or Debit Cards that are not 3D Secure
Security checks (usually 3D secure) and cardholder verification are the first steps in online payment processing. When a card issuer confirms that a card is enrolled in 3D secure and cardholder authentication is successful, a liability shift happens. As a result, liability is transferred from the merchant to the card issuer.
When a merchant demands a responsibility shift, but the enrolled card (the card used for payment) does not have active 3D security, the error “Successful liability shift for enrolled card is required” appears.
Why does 3D Secure need to be used for Liability Shift?
Assume a consumer makes an online purchase and pays using a card that has passed the 3D secure check and cardholder authentication. If the merchant demands it, the liability for the transaction is transferred from the merchant to the card issuer. This means that if the transaction is fraudulent, the card issuer will be held accountable for the merchant’s losses.
3D secure is an extra layer of protection that is given to the majority of currently active debit and credit cards. It safeguards cardholders in the event that their physical card or card details are taken. When using a 3D secure card, the cardholder must give additional authentication (usually a one-time password sent via email or phone).
A fraudulent transaction occurs if the following conditions are met:
- Both the physical card (or card details) and the authentication method (email or cell phone) of the cardholder were taken. This is an unlikely but not impossible possibility. However, the cardholder is required to notify the card issuer of the situation as soon as possible.
- The cardholder is acting maliciously and purposefully engaging in fraudulent activities. In this situation, the card issuer is held liable for providing the user with a 3D secure card.
How to Resolve the “Successful liability shift for enrolled card is required” Error
Resolving the “Successful liability shift for enrolled card is required” problem is dependent on the cause:
- Customers who use gift cards at a merchant that does not accept them must pay with a valid debit or credit card.
- Cardholders using non-enrolled 3D secure debit or credit cards must contact their card issuer to activate the service or use a card that is enrolled.
We hope you now understand the meaning of ‘successful liability shift for enrolled card is required.’ And that you also know how to fix the issue. If you have any further questions, please contact us via the comment section below. Thank you.