Airtel Extra Credit Code 2022 How to Borrow Airtime from Airtel.
If you’re a big lover of the Airtel network, be aware that the network allows you to borrow airtime from them just like their other counterparts in the business (MTN, 9mobile and Glo).
The services called Airtel Extra Credit has made this absolutely possible. Using a simple USSD code, you can ask for money from your network and payback when you recharge your line.
GENERAL: How to Borrow Airtime From Glo, 9mobile, MTN and Airtel
Quick Questions on Airtel Extra Credit
- Who is qualified to use Airtel Extra Credit?Â
- Who is eligible for this service?
- How do I apply for the service?
ANSWER: You will get to see all the answers in this article or simply click on any of the titles below that you want to learn more about to easily navigate to what you want.
What is Airtel Extra Credit
Airtel Extra Credit is one the best services offered by Airtel, with this, you can borrow airtime from airtel whenever you run out of it.
I will say that this option is best for emergency situations since it allows you to recharge your phone when you don’t have money or not in the right place to purchase airtime from a vendor.
The important aspect of this is that it is that you can use the borrowed airtime to carry out all Airtel chargeable services.
However, you will pay back on your next recharge with a 15% service charge except for the N25 loan which had already an existing service charge of 20%.
Does that seem difficult to understand? For me, I will say know, but if you still want to get more details of it, see the table below for clarification.
| Airtime Loan (NGN) | Value* You Will Be Credited (NGN) | Amount You Pay Back (NGN) |
|---|---|---|
| 25 | 20 | 25 |
| 50 | 42.5 | 50 |
| 100 | 85 | 100 |
| 200 | 170 | 200 |
| 500 | 425 | 500 |
| 1,000 | 850 | 1,000 |
| 2,000 | 1,700 | 2,000 |
NOTE: You will pay 15% of the borrowed amount as a service charge. E.g, if you borrow N100, you will receive N85 or if N50, you will receive N42.50.
Airtel Airtime Loan Qualification and Eligibility Criteria
QUALIFICATION:
The following category of airtel subscribers is those that will qualify for the Airtime loan.
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Airtel Prepaid Customers with registered SIM.
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Customers will be considered based on monthly recharge frequency and average spending.
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Customers who have paid up any previous loan and associated charges.
ELIGIBILITY:
To be considered eligible for this offer, you have to be or should have been an AIRTEL subscriber for at least 2 months and that notwithstanding recharge your sim with an average of N200 monthly to show them that you are a loyal and consistent subscriber.
How To Apply for Airtel Airtime Loan Services
- Airtel Extra Credit Code: *500#
- Airtel Airtime Borrowing Code: *500#
If you want to Apply for Airtel Extra credit, simply dial this shortcode; *500# and follow the prompt message to successfully get the Airtime instantly.
To ease your stress of following the popup, get a specific amount that you want by dialling *500*amount#.
Borrowable amount
The amount that can be borrowed on Airtel is N25, N50, N100, N200, N500, N1000 and N2000.
Frequently Asked Questions
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What is Airtime Airtel Extra Credit?Â
Airtel Extra Credit permits you to borrow airtime when your airtime is exhausted. It gives you an opportunity to borrow airtime that can be utilized for all chargeable Airtel services. You repay your airtime credit on your next recharge.
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What is the Talk time in advance?Â
Airtel provides an advance loan in form of talk time advance for calls to all networks in Nigeria
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At what point will the 15% and 20% service charges apply?Â
Airtel will make the necessary service charge deduction from the loan itself. For instance, if the loan is 10 naira, then it will be deducted from the loan.
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Can I call other Networks with the Advance Airtime?Â
Yes, you can.
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Can I make international calls with the Advance Airtime?Â
Yes. if your advance airtime is enough to cover the international rate.
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I applied for Airtel Extra Credit advance a long time ago yet it was deducted this weekÂ
It might be due to a technical glitch. Contact customer care service
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Can I borrow Extra Credit advance more than once without repaying the first loan?
Yes
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How do I purchase Airtel TalkMore Bundles?
You can purchase Talkmore Bundles by dialling *234# to select your preferred Talkmore denomination. You can also purchase Talkmore Bundles by dialling the direct code (e.g *234*100# for Talkmore_N100) or send keyword to shortcode 234 (e.g TM100 to 234 for Talkmore_N100).
Talkmore Bundles are also available as DIRECT RECHARGE via normal recharge voucher by using special recharge code *126*1*RECHARGE PIN#. This works only for the recharge vouchers values N100, N200, N300, N500 or N1000.
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How do I check my TalkMore Bundle balance?Â
To find out the balance of your TalkMore Bundle, dial *123*5#.
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Can I purchase multiple TalkMore Bundles?Â
Yes, indeed.Â
You are free to buy as many TalkMore bundles as you want.
- What can I use my Talkmore Bundle for?
WITHOUT RESTRICTION, you can Talkmore Bundle to make calls and send SMS to ALL NETWORKS IN NIGERIA. Talkmore Bundles can also be used to call the United States, Canada, the United Kingdom, China, and India. You can also use your Talkmore Bundle to access the internet.
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If you are facing any challenges while accessing Airtel smart credit. Kindly comment below and we will do justice to that. Don’t forget to share