Access Bank WhatsApp Banking – How it works and users guide

One of the biggest benefits of being an Access Bank customer is enjoying their convenient banking features, such as WhatsApp Banking. For instance, you can undertake your money transactions, such as transferring money, purchasing airtime, checking your airtime balance, getting a loan, and setting up a new Access Bank account.

With Access WhatsApp Banking is a great channel that offers monetary services to all customers of the bank via WhatsApp app, through the use of instant messaging features.



Access Bank has built its resilience and success in corporate banking and is now applying that expertise to the personal and business banking platforms it acquired from Nigeria’s International Commercial Bank in 2012.

Access Bank also strives to deliver sustainable economic growth that is profitable, environmentally responsible, and socially relevant.

Also check: Access Bank USSD CODES

Access WhatsApp Banking is a social media platform designed to allow esteemed and prospective customers to make use of financial services that Access Bank offers, such as fund transfers, airtime purchases, bill payments, balance inquiry, account opening, and many more.

This innovation by Access bank is aimed at making banking services easier and closer to all esteemed and prospective customers of the bank.

How to Use Access WhatsApp Banking

Access WhatsApp banking works very easily, you just need to follow the step-by-step procedures below and you are good to go.

Step 1: You must save (add) this access bank mobile number +234 9090 901 901 to your contact list, and you can save it as “Access WhatsApp Banking” just like you do save other people’s numbers.

Step 2: Say “Hi” to Access WhatsApp Banking (+234 9090 901 901)

Step 3: A menu will appear for you to select an option.

Step 4: Select “Register”

Step 5: Input your first and last name

Step 6: Input your email address

Step 7: Input default Access Bank Account Number

Step 8: Registration is complete.

Step 9: Access WhatsApp Banking will ask if further assistance is needed.

Step 10: Access WhatsApp Banking ends the session.

Access WhatsApp Banking Terms and Conditions

Below are a few terms and conditions of Access WhatsApp Banking:

  1. The Bank will not be held liable for whatever issue that may arise from the use of the Access WhatsApp Banking App (“the Platform”).
  2. You accept that a payment request submitted to the Bank via the Platform cannot be treated as evidence of the Bank has paid or agreed to pay the sum so requested.
  3. You accept that any transaction will be completed as and when the process is successfully concluded, provided all other requirements required by the Platform and the Bank are met.
  4. You hereby acknowledge all Debits arising from the use of the Platform and agree that the Bank’s books, entries, and registers shall be final and conclusive evidence of the correctness of any transaction.
  5. You shall be responsible for any damage or loss incurred as a result of using the Platform and you shall indemnify the Bank for any loss or damage howsoever caused, resulting from your using the Platform.
  6. You are solely responsible for ensuring that the electronic device and other equipment used by you in accessing the Platform is suitable for such use and is functioning properly. The Bank accepts no liability if you suffer any loss or damage because your electronic device or equipment is unsuitable or not functioning properly.
  7. The Bank will not be held liable for customers compromising their WhatsApp number, One-time password, and/or token.
  8. The Bank will not be held liable for increasing your transaction limits.
  9. The Bank will not be held liable for network issues from your Telecommunications Network.
  10. The Bank reserves the right to debit your account with charges applicable for transactions via this Platform.



Access Bank’s WhatsApp Banking is a mobile banking feature that allows you to access the financial services that Access Bank offers. With this service, you can easily carry out a diverse variety of transactions, including fund transfers, airtime purchases, bill payments, balance inquiries, account openings, and more. Here are some frequently asked questions:

What is the Access Bank WhatsApp number?

The official Access Bank WhatsApp number is 09090901901. You can save this number to your contact list and start a conversation session to enjoy the bank’s WhatsApp Banking service.

What services can I access using the Access Bank WhatsApp Banking service?

Access Bank’s WhatsApp Banking service provides a variety of financial services, like balance inquiries, funds transfers, airtime purchases, bill payments, and mach more . You can also find out about your account balance, make a loan application, and set up a new account using the service.

Is the Access Bank WhatsApp Banking service available 24/7?

Yes, the WhatsApp Banking service can be accessed round-the-clock, which means you can undertake transactions at any time of the day or night.

Recommended: Access WhatsApp Banking Full and Complete Terms and Conditions

If you have any questions on Access WhatsApp Banking, feel free to drop it at the comment section below and do well to share this post.

1 thought on “Access Bank WhatsApp Banking – How it works and users guide”

Leave a Comment

Your email address will not be published. Required fields are marked *

You cannot copy content of this page